Hapi Homes

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Financing your hapi home

Financing your
hapi home

Enjoy a worry free purchase process

Enjoy a Wory-free purchase process with Renofi Financing

At Hapi Homes, we believe that financing your dream modular home should be a seamless and stress-free experience. That’s why we offer a range of financing options to suit your individual needs. Whether you’re looking to leverage your existing equity or explore other financing avenues, we have solutions to help you make your Hapi Home a reality.

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Ways to finance your
hapi home

Ways to finance your hapi home

Ways to finance your
hapi home

Ways to finance your hapi home

RenoFi

RenoFi loans are the best of both worlds. Like a construction loan, the homeowner can borrow based on the after-renovation value and thus unlocks significant borrowing power but, it’s in the form of a home equity loan so it doesn’t require the homeowner to refinance their existing mortgage. No one is going to give up their 3% rate to go into a 7% mortgage.

 

Additionally, 100% of the funds are available to the homeowner at closing, there are no draws or inspections like there normally would be with a construction loan. No headaches for you, no delays in getting paid. 

The financing comes from credit unions and thus the rates and fees are as competitive as any homeowner could possibly find. Loan product options for ADUs projects of all sizes.

Homeowners can borrow up to $500,000 leveraging the future value of homes post-renovation (up to 90% after-renovation loan-to-value). Future rental income can be considered too.

RenoFi Loans are the best of both worlds. Like a construction loan, the homeowner can borrow based on the after-renovation value, thus unlocking significant borrowing power. But, it’s a Home Equity Loan, so the homeowner doesn’t need to refinance their existing mortgage. No one will give up their 3% rate to go into a 7% mortgage.

Additionally, 100% of the funds are available to the homeowner at closing; there are no draws or inspections like there usually would be with a construction loan. No headaches for you, no delays in getting paid. 

The financing comes from Credit Unions; thus, the rates and fees are as competitive as any homeowner could find—loan product options for ADU projects of all sizes.

Homeowners can borrow up to $500,000, leveraging the future value of homes post-renovation (up to 90% after-renovation loan-to-value). Future rental income can be considered, too.

An option for homeowners with significant equity in their property. By refinancing, you can access the equity built in your home to finance your Hapi Home.

Another option for homeowners with significant equity in their property.

A HELOC allows you to borrow against the equity in your home, providing the funds needed for your Hapi Home.
It is commonly used by homeowners planning to rent out their ADU, but it is also a potential fit for owner-users.

A construction loan provides the financing needed during the construction phase of your Hapi Home.
This option caters to investors who request no monthly payment for ten years, with a small equity share for repayment in 10 years. It provides an alternative financing solution for specific investment scenarios.

Resources

Hapi Homes Calculator – Let’s homeowners see today’s rates and payments in seconds.

Hapi Homes Pre-Qual – Let’s homeowners pre-qualify and review tailored loan options in minutes.

Hapi Homes Direct Booking Link – Direct link to my calendar that allows your team or homeowners to book a Discovery Call to learn more about rates and payments.

Acorn Finance

https://www.acornfinance.com/pre-qualify/?d=6SFQE&utm_medium=web_pre_qual_link_copy

https://fs.acornfinance.com/assets/portal/pdfs/CUSTOMER_AcornFinance-Overview-with-MinMax-rates-1pager.pdf

Acorn Finance is a lending marketplace where the nation’s premier online consumer lenders pre-qualify customers for personalized loan options in 60 seconds, with no impact to the homeowner’s credit score. Acorn Finance uses an initial soft credit inquiry to provide access to competitive, fixed-rate loans through a fast and easy online process.

Personal loan

A personal loan is a financial product that allows you to borrow and pay money back over time by making fixed monthly payments. Personal loans have fixed interest rates and typically have terms ranging from 2 to 12 years. Depending on the offer’s specifics, They may also be unsecured (no collateral) or secured (collateral required).

Personal line of credit

A line of credit is a financial product you can borrow from at any time based on a preset limit. As long as your account is open and their credit remains in good standing, they can borrow up to the maximum amount and pay interest only on the amount you borrow. As it is paid off over time, that credit may become available again for you to borrow from.

https://www.acornfinance.com/pre-qualify/?d=6SFQE&utm_medium=web_pre_qual_link_copy

https://fs.acornfinance.com/assets/portal/pdfs/CUSTOMER_AcornFinance-Overview-with-MinMax-rates-1pager.pdf

Acorn Finance is a lending marketplace where the nation’s premier online consumer lenders pre-qualify customers for personalized loan options in 60 seconds, with no impact to the homeowner’s credit score. Acorn Finance uses an initial soft credit inquiry to provide access to competitive, fixed-rate loans through a fast and easy online process.
A personal loan is a financial product that allows you to borrow and pay money back over time by making fixed monthly payments.

Personal loans have fixed interest rates and typically have terms ranging from 2 to 12 years. Depending on the offer’s specifics, They may also be unsecured (no collateral) or secured (collateral required).
A line of credit is a financial product you can borrow from at any time based on a preset limit.

As long as your account is open and their credit remains in good standing, they can borrow up to the maximum amount and pay interest only on the amount you borrow.

As it is paid off over time, that credit may become available again for you to borrow from.

Chat with us

Getting started with a Hapi Home couldn’t be any easier. Our range in price and aesthetic, we don’t compromise on quality or design, and our clients love the fact that our homes are ready to ship in less than six weeks.

With concierge-level service from the blueprint to delivery, you have a dedicated Hapi Home expert with you for every part of the process.